BMO Eco Smart Mortgage Blog Tour and $50 Rona Gift Card Giveaway

My new condo is closing this August and I am shopping around for a mortgage now. I am so glad that I was chose to participate in this BMO Eco Smart Mortgage blog tour.

Actually I had a very bad experience with the mortgage broker before when I bought our current house, she totally messed up our mortgage until we found out on the closing day. It was my first home purchase and I learned I shouldn’t go with the mortgage broker. BMO has recently introduced the Eco Smart Mortgage to their mortgage products. The Eco Smart Mortgage has a 5 year fixed rate of 3.89%. I will definitely check it up.

Here is how it works:

A homeowner downloads the appropriate checklist (house or condo) from the BMO website. The check-list includes things such as: High-efficiency heating and cooling systems, Solar, tank-less or ENERGY STAR qualified hot water system and ENERGY STAR qualified windows, doors and major appliances. If after reviewing the checklist, the homeowner feels their home qualifies; they then contact a BMO branch to talk to a mortgage specialist. BMO will send an appraiser into the home of the consumer to confirm the house qualification.

When I went through the check list for my current house, I think  it only qualifies the “Good Quality Attic Insulation”, which we did last November. But it’s a good list so that we can invest in some energy efficient upgrades to our home and reduce costs over the long term based on it. I hope my new condo qualifies this eco smart mortgage program.

WIN $50 Rona Gift Card!

One lucky reader will receive a $50 RONA gift card.

Contest ends May 15th, 2011. OPEN to Canada only!

Mandatory Entries,

1. Tell me what you have done or plan to do to make your home more energy efficient.

This is required and must be done before the extra entries count!

Additional Entries:

2. Enter this giveaway in a giveaway linky on another blog. Be sure to leave me the url to the linky you posted the link to! (2 entries)

3. Blog about the giveaway link back to this post and leave the URL to your post in the comment. (3 entries)

4. Grab my button on your sidebar and leave the URL in your comment. (2 entries)

5. Follow NaturalBabyGood on twitter and Tweet about this giveaway (1x daily).

Win $50 RONA Gift Card from @naturalbabygood #giveaway Ends 5/15 http://www.naturalbabygoods.com/?p=7113 Leave the URL to your tweet in your comment.

6. Like Natural Baby Goods on Facebook and comment on my wall about why you would like to win it.

7. Follow Natural Baby Goods on Google Friends Connect. (2 entries)

Disclosure – I am participating in the BMO Eco Smart Mortgage program by Mom Central Canada on behalf of BMO – Bank of Montreal. I received a gift card as a thank you for my participation. The opinions on this blog are my own.

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452 comments

  1. Pamalot says:

    One of the things that I am planning on doing is purchasing a new fridge and disposing of the energy sucker I have now. I recently bought a new freezer to be more energy efficient.

  2. Erin C says:

    I enrolled in the “peak saver” energy saving program with my utility company. They installed a programmable thermostat and can cycle off my air conditioning during peak demand time in the summer to save energy.

  3. Dawn Walsh says:

    we plan on putting in a on demand watertankless heater(i think that is what it is called) So we are not heating up the water in the tank all the time saving us money

  4. kim mcintosh says:

    so far – energy star appliances, bamboo flooring, no air conditioning, high efficiency light bulbs, rain barrel, and we purchase bull frog power (renewable energy)
    to do – i would love to get a copper heat capture system for our waste water or a tankless hot water heater, replace the weather sealing around our front door, plant some more trees
    mcintosh dot kimberley at gmail dot com

  5. Amy C says:

    We have bought an energy efficient Fridge, Freezer, dishwasher and air conditioner. We also use energy efficient light bulbs.

  6. stacey dempsey says:

    we are on a unplug campaing in our house , with 3 kids and all the electronics it has been a challenge, we also switched to low flow shower heads and tap and energy efficient light bulb, it is a start still have more to do
    staceyx at telus dot net

  7. stacey dempsey says:

    i Like Natural Baby Goods on facebook and commented on your wall, stacey dempsey
    staceyx at telus dot net

  8. Pam R says:

    We recently installed new windows, insulated our basement and crawl space, replaced 2 toilets with energy efficient ones…

  9. Doris C says:

    We installed energy efficent furnace and hot water tank & have changed half the light bulbs in our house so far!

  10. andalene says:

    My husband recently wrapped the hot water tank with foil insulating wrap in order to try and save hydro and use.

  11. Belinda M says:

    to make our place more energy efficient we are going to redo the caulking around all of our windows.

    bluebelle0367(at)hotmail(dot)com

  12. Fatima says:

    put in a new dual flush toilets in the both bathrooms, new energy efficient dryer, wtapped hot water heater.

  13. Dani says:

    We put new seals on the doors and windows. Its amazing how much of a draft you can get from a tiny crack.

  14. Kristy Campbell says:

    Mandatory entry: All of our large appliances and most of our light bulbs are energy efficient. Our home was built in 2007 so as a whole it is well insulated, however there does appear to be an issue with draftiness from the garage and front hall closet which we plan to look into.

  15. angela m says:

    we currently use the energy efficient light bulbs and we wash our laundry in cold water
    thanks
    flower_child_23(at)hotmail(dot)com

  16. angela m says:

    Liked Natural Baby Goods on Facebook and commented on your wall
    angela m
    flower_child_23(at)hotmail(dot)com

  17. angela m says:

    i Follow Natural Baby Goods on Google Friends Connect #1
    (flower_child_23)
    flower_child_23(at)hotmail(dot)com

  18. angela m says:

    i Follow Natural Baby Goods on Google Friends Connect #2
    (flower_child_23)
    flower_child_23(at)hotmail(dot)com

  19. Christine says:

    I switched out all my lightbulbs and wash using cold water. The building I am in needs work, and so I will be leaving in the next couple of months. My potential new place has energy efficient appliances, and new windows already. Once I get settled, I will look at other things that I can do.

  20. Auqakuh says:

    Our current furnace is only mid-efficiency (~80% efficient) and it’s on its last legs. We are going to replace it with a high-efficiency furnace at upwards of 98% efficiency.

  21. christina says:

    Well we had an eco-energy assessment to find out what we needed to do to make our home moer energy efficient. Then we replaced all our windows, sealed door frames, blocked off the wood fireplace for drafts (we remove it when in use) bought all new energy efficient appliances, draft-proofed all the lightswitches and plugs and insullated the roof/attic.

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