My new condo is closing this August and I am shopping around for a mortgage now. I am so glad that I was chose to participate in this BMO Eco Smart Mortgage blog tour.
Actually I had a very bad experience with the mortgage broker before when I bought our current house, she totally messed up our mortgage until we found out on the closing day. It was my first home purchase and I learned I shouldn’t go with the mortgage broker. BMO has recently introduced the Eco Smart Mortgage to their mortgage products. The Eco Smart Mortgage has a 5 year fixed rate of 3.89%. I will definitely check it up.
Here is how it works:
A homeowner downloads the appropriate checklist (house or condo) from the BMO website. The check-list includes things such as: High-efficiency heating and cooling systems, Solar, tank-less or ENERGY STAR qualified hot water system and ENERGY STAR qualified windows, doors and major appliances. If after reviewing the checklist, the homeowner feels their home qualifies; they then contact a BMO branch to talk to a mortgage specialist. BMO will send an appraiser into the home of the consumer to confirm the house qualification.
When I went through the check list for my current house, I think it only qualifies the “Good Quality Attic Insulation”, which we did last November. But it’s a good list so that we can invest in some energy efficient upgrades to our home and reduce costs over the long term based on it. I hope my new condo qualifies this eco smart mortgage program.
WIN $50 Rona Gift Card!
One lucky reader will receive a $50 RONA gift card.
Contest ends May 15th, 2011. OPEN to Canada only!
1. Tell me what you have done or plan to do to make your home more energy efficient.
This is required and must be done before the extra entries count!
2. Enter this giveaway in a giveaway linky on another blog. Be sure to leave me the url to the linky you posted the link to! (2 entries)
3. Blog about the giveaway link back to this post and leave the URL to your post in the comment. (3 entries)
4. Grab my button on your sidebar and leave the URL in your comment. (2 entries)
5. Follow NaturalBabyGood on twitter and Tweet about this giveaway (1x daily).
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6. Like Natural Baby Goods on Facebook and comment on my wall about why you would like to win it.
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Disclosure – I am participating in the BMO Eco Smart Mortgage program by Mom Central Canada on behalf of BMO – Bank of Montreal. I received a gift card as a thank you for my participation. The opinions on this blog are my own.